15 Economic Benefits of New Home Construction The impact new home builders have on local economies goes way beyond construction job growth. The below new home construction economic benefits detail some of the most important ways homebuilding can help positively grow a local economy. According to economists at the National Association of Home Builders, the … Read more
1. Can you afford to buy a new home? Do a budget. Check mortgage interest rates. There are plenty of mortgage calculators on the web. Mortgage principal, interest, taxes, insurance (PITI) and any HOA fees should be no more than 30% of monthly net income. PITI, HOA and other long-term debt (like credit card and … Read more
In addition to the benefits of owning vs. renting that we outlined above, there are financial benefits beyond the accumulation of equity that make homeownership a positive step toward your future financial health and stability. Most of these benefits have to do with taxes, which are structured by the federal government in a way that … Read more
With the wet, rainy reason drawing to a close, now is the time to begin garden planning and preparation. Cool season vegetable and colorful wildflowers are ready to be sown. While the soil is still warm, it’s an ideal time to prep and give your plants an opportunity to get established before the really cold … Read more
Even if you share the same floor plan, roof line and landscape as your neighbor, you can still find ways to stand out from every other home on the block. Beyond making changes to crown molding and accent walls, giving your home a custom look on a limited budget requires planning it requires knowing what … Read more
It’s easy to assume that tragedies and disasters are things that happen only to others—never to ourselves. But the truth is that protecting yourself financially against events like storm damage, fire, wind storms, flooding, earthquakes and even theft or vandalism may mean the difference between keeping your home, or losing it to consequence. Homeowner’s insurance … Read more
Safeco has been in the business of protecting its customers from financial harm since 1926, offering a broad selection of insurance coverage for autos, motorcycles, watercraft, RVs, and homes. Their unique homeowner’s insurance pricing system includes 30 tiers of coverage, that maximize your payment dollar and cater more closely to your exact and unique needs … Read more
One of the primary pieces of advice given to anyone looking to reduce their new home insurance costs is “shop around.” While calling, emailing or going online to garner quotes from a bevy of different insurance companies can be time-consuming, the reward may be saving hundreds of dollars each year on your home insurance costs. … Read more
Your home is certainly your castle, and even kings in the days of yore knew that protecting their castles (be it by moat, knight or tar) was part of being a smart owner. These days, marauders may not be as much of an issue, but theft, burglary, natural disasters and the occasional plumbing mishap are … Read more
Western Mutual Insurance Group provides high-level, affordable new home insurance to homeowners in the states of California, Arizona, Colorado, New Mexico, Texas and Utah. The policies cover damage from a range of events including hail, fire, lightening, vandalism and water damage, as well as losses from theft or malicious mischief. Personal liability insurance covers homeowners … Read more