Everything You need to Know about Buying a Condo

The US real estate market has been growing slightly with the national home price index (seasonally-adjusted) witnessing an increase of 5% until April of 2016. Many people know it will increase much more in 2017 and 2018 with a pro-growth President at the helm. While housing prices continue to rise in all 20 major US … Read more

Did You Finally Close on Your Dream Home? Use This Checklist to Guide Your Next Steps

Everyone dreams about owning a home. In 2015, approximately 62.2 percent of the Americans owned the home they stayed in which is not that special. In fact, it is not impressive at all. But many people believe in the years ahead this number will improve with a pro-growth and pro-job president in office but that’s … Read more

FHA vs. Conventional vs. VA Loan

Are you looking for home mortgage loan? If you are then you have come to the right page because it is vital to understand the meaning, definition, and most importantly, the differences between an FHA, conventional, and VA loan. Before we talk about their differences, let us take a look at certain aspects that are … Read more

Mortgage Application Checklist Defined

Definition of Mortgage Application Checklist All mortgage lenders need paperwork which verifies all of the aspects of your financial life including assets, debts, and so on. A lender will request a number of documents for this purpose. This is precisely what a mortgage application checklist is all about. Here are some of the things you can … Read more

MiraBay by Newland Communities

Located along beautiful Tampa Bay in Apollo Beach, MiraBay , new-home community offers a unique blend of charming architecture and resort-style amenities and services, amidst the backdrop of the 1400-acre Wolf Branch Creek Nature Preserve and the beautiful waters of Tampa Bay. The resort-style MiraBay Club and Spa offer year-round swimming, tennis, fitness, and spa … Read more

What is an FHA loan?

Definition of FHA Loan The FHA (Federal Housing Administration) offers mortgage insurance on any loan made by lenders approved by the FHA. They insure loans on multi and single family homes and have insured millions of properties since their creation in the year 1934. It is critical to understand that the FHA doesn’t issue home … Read more

What is a Conventional Loan?

Definition of Conventional Loan A conventional loan is a type of mortgage, but not insured or guaranteed or backed by the FHA or any governmental agency for that matter. The rate and terms are pre-defined and fixed. Purpose There comes a time in all our lives when you would be considering taking a loan from … Read more

Your Essential Guide to Purchasing a New Home

If you’re reading this with a view for a guide to purchasing a new home after previously renting; congratulations! You’re finally getting ready to take the huge step on to the property ladder. No longer will you be spending ‘dead’ money on rent. Instead, every payment you make will go towards eventual ownership of the … Read more

Are You Ready to Own a Home?

Most young people begin their independent lives by renting an apartment or going off to college. As they build careers, save money, and start families, many may choose to buy a home. Or, perhaps small families looking to move up and expand or finally got that promotion. On the other end, some homeowners nearing retirement … Read more

Encanto Walk

Home in Encanto Walk community in Monterey Park, LA

A few miles from downtown Los Angeles, in beautiful Monterey Park, sits Encanto Walk, the private, gated community from Olson Homes. Each Spanish-style home includes incredible energy-saving features, with solar power standard in every home, and LEED certified by the U.S. Green Building Council. Other energy-efficient features include ENERGY STAR appliances, tankless water heater, dual-glazed … Read more