Definition of Conventional Loan A conventional loan is a type of mortgage, but not insured or guaranteed or backed by the FHA or any governmental agency for that matter. The rate and terms are pre-defined and fixed. Purpose There comes a time in all our lives when you would be considering taking a loan from … Read more
If you’re reading this with a view for a guide to purchasing a new home after previously renting; congratulations! You’re finally getting ready to take the huge step on to the property ladder. No longer will you be spending ‘dead’ money on rent. Instead, every payment you make will go towards eventual ownership of the … Read more
Most young people begin their independent lives by renting an apartment or going off to college. As they build careers, save money, and start families, many may choose to buy a home. Or, perhaps small families looking to move up and expand or finally got that promotion. On the other end, some homeowners nearing retirement … Read more
In the Market for a New Home? Check Out These Award-Winning Builders Your home is arguably the biggest investment you’ll ever make. Prospective homeowners are increasingly turning to building rather than buying existing structures: according to the National Association of Home Builders, 619,000 new homes were sold in April 2016 alone. It’s easy to see … Read more
Providing a generalized estimate for monthly homeowner’s insurance premiums can be difficult, because those premiums are generated based upon a number of factors unique to your home, your location, and the nature of your belongings. However, we can make some assumptions that can help us estimate your monthly new home insurance costs: 1. In terms … Read more
Buying a new house is an exciting event. Moving … not so much. For many homeowners, moving to a new house is an overwhelming, frustrating proposition. But there are some simple strategies you can use to make it less stressful and time consuming, the first being to get organized. Write down what needs to be … Read more
Inspire at Marbella homes features Shea’s patent-pending Shea3D concept of new homes. The Shea3D concept offers new home buyers the ability to create living spaces that match the buyer’s lifestyle. New homes offering this innovative approach to new home construction are only available with Shea3D. Marbella Vineyards in Gilbert offer a long-list of popular and … Read more
Buyers looking for a home in 2016 are looking at a sellers’ market, but with proper planning, finding the right home at the right price is still possible. The best advice for 2016? Do not wait to begin your search; compare and contrast your mortgage options; do not rule out buying new; and consider relocating … Read more
Shea Homes’ new home design option, Shea3D, lets buyers personalize their new home’s living space according to each buyer’s unique lifestyle. With Shea3D, customers have three living space options from which to choose: Outdoor-Centric, Entertainment-Centric, and Kitchen-Centric. Shea Homes developed this revolutionary design option based on communications in which customers indicated having flexibility in the … Read more
A home inspection is really just a contingency, but it’s such an important contingency that it deserves some special consideration. At heart, a home inspection is just what it sounds like: hiring a professional to inspect a home, in order to make sure that there are no hidden issues, defects, or safety concerns. Beyond this, … Read more