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	<title>New Homes Section Blog &#187; mortgage loans</title>
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		<title>Rich People Can&#8217;t Get Mortgages Either</title>
		<link>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/</link>
		<comments>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 22:06:24 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[second home purchases]]></category>
		<category><![CDATA[the wealthy]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5674</guid>
		<description><![CDATA[Let me preface this by saying that I&#8217;m someone who believes the concept of credit scores and their use in America today are pretty much worthless. The idea behind credit scores is that they are supposed to let creditors know how credit worthy all of us are supposed to be. They make determinations as to [...]]]></description>
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		<slash:comments>9</slash:comments>
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		<title>30-Year Fixed Mortgages Ties Record Low</title>
		<link>http://www.newhomessection.com/blog/record-low-30-year-mortgage-rates/2009/11/30/</link>
		<comments>http://www.newhomessection.com/blog/record-low-30-year-mortgage-rates/2009/11/30/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 22:20:51 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[low mortgage rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[tax credits]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5094</guid>
		<description><![CDATA[Another housing record recently made the news&#8230; Freddie Mac announced on Wednesday that the average on a 30-year fixed-rate mortgage fell to 4.78%, matching a record set in April.  At the same time, they announced that the 15-year fixed rate on mortgages also fell, from 4.32% to 4.29%, its lowest reading since 1991, when [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>FHA Purchase Loans: Don’t “Assume” You Know It All Till You Read This!</title>
		<link>http://www.newhomessection.com/blog/fha-purchase-loans-don%e2%80%99t-%e2%80%9cassume%e2%80%9d-you-know-it-all-till-you-read-this/2008/07/01/</link>
		<comments>http://www.newhomessection.com/blog/fha-purchase-loans-don%e2%80%99t-%e2%80%9cassume%e2%80%9d-you-know-it-all-till-you-read-this/2008/07/01/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 18:47:30 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[co-borrower]]></category>
		<category><![CDATA[co-signer]]></category>
		<category><![CDATA[fha loan limits]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[gift money]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[loan payments]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[perfect credit]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[sell a home]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=211</guid>
		<description><![CDATA[Guess who’s back, back again? (name that artist) 

It’s FHA and they are here to stay! (Hey that rhymed)

It is funny how cyclical things really are and in the mortgage world we are no different. Lending practices have now repeated themselves with decreasing home prices and FHA loans becoming the save all loan that every [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Another Rate Cut Might Not Be Enough</title>
		<link>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/</link>
		<comments>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/#comments</comments>
		<pubDate>Wed, 23 Jan 2008 19:33:44 +0000</pubDate>
		<dc:creator>NewHomesGuy</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[adjustable rate loan]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[fixed rates]]></category>
		<category><![CDATA[interest only loan]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://newhomessection.com/blog/real-estate/another-rate-cut-might-not-be-enough/</guid>
		<description><![CDATA[I might be a little off here but I think we need to stop announcing that there will be further interest rate cuts every time we cut rates. This keeps people on the sidelines and away from buying or refinancing their homes. I like that we have low interest rates but am not convinced that [...]]]></description>
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		<slash:comments>9</slash:comments>
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