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	<title>New Homes Section &#187; mortgage loans</title>
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	<link>http://www.newhomessection.com/blog</link>
	<description>New Homes blog with information about new homes and home builders</description>
	<lastBuildDate>Thu, 09 Feb 2012 21:34:16 +0000</lastBuildDate>
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		<title>Major Changes Brewing in Governmental Housing Finance</title>
		<link>http://www.newhomessection.com/blog/major-changes-brewing-in-governmental-housing-finance/2011/02/14/</link>
		<comments>http://www.newhomessection.com/blog/major-changes-brewing-in-governmental-housing-finance/2011/02/14/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 16:45:49 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Housing Finance]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[Obama administration’s plan]]></category>
		<category><![CDATA[Reform Housing Finance]]></category>
		<category><![CDATA[Reforming Americas Housing Finance Market]]></category>
		<category><![CDATA[Treasury Department]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=10131</guid>
		<description><![CDATA[A recent policy report from the Treasury Department outlines the Obama administration’s plan to reform housing finance, and includes a number of suggestions that will set the tone for future discussions about the role of government in the nation’s mortgage financing system. If implemented, the suggestions would effect huge changes in the structure of the [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/major-changes-brewing-in-governmental-housing-finance/2011/02/14/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Mortgage Detectives Hunt for Answers</title>
		<link>http://www.newhomessection.com/blog/mortgage-detectives/2011/01/12/</link>
		<comments>http://www.newhomessection.com/blog/mortgage-detectives/2011/01/12/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 23:01:35 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Foreclosure Detectives]]></category>
		<category><![CDATA[Mortgage Detectives]]></category>
		<category><![CDATA[Mortgage Documents]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[Mortgage Process]]></category>
		<category><![CDATA[Underwriting]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=9759</guid>
		<description><![CDATA[A definite sign of the times is the recent sprouting up of what is now being called &#8220;mortgage detectives&#8221;. All across the country small offices are being manned by former employees of some of the countries largest mortgage companies. The sole goal of these fledgling companies is to plow threw foreclosure documents looking for fraud, [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/mortgage-detectives/2011/01/12/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Increase in Mortgage Fraud Makes it Harder to Get Loans</title>
		<link>http://www.newhomessection.com/blog/increase-in-mortgage-fraud-makes-it-harder-to-get-loans/2010/09/17/</link>
		<comments>http://www.newhomessection.com/blog/increase-in-mortgage-fraud-makes-it-harder-to-get-loans/2010/09/17/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 18:59:12 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[Application Fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Mortgage Fraud Increase]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=8801</guid>
		<description><![CDATA[Recent data from CoreLogic a market research firm has shown that mortgage fraud increased drastically in 2009. CoreLogic found that mortgage fraud rose 17% in 2009, after 2 years of decline following the collapse of the housing market. 2007 &#38; 2008 have shown us a 57% combined decline in mortgage fraud following the record high [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/increase-in-mortgage-fraud-makes-it-harder-to-get-loans/2010/09/17/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Defaults, Foreclosures and Short Sales. Oh My.</title>
		<link>http://www.newhomessection.com/blog/defaults-foreclosures-short-sales/2010/08/13/</link>
		<comments>http://www.newhomessection.com/blog/defaults-foreclosures-short-sales/2010/08/13/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 20:42:52 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[Strategic Defaults]]></category>
		<category><![CDATA[Troubled Home Loans]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=8321</guid>
		<description><![CDATA[The number of new foreclosure loans backed by Fannie Mae and Freddie Mac increased dramatically from May to June. According to figures released by LPS Applied Analytics, a firm that tracks data on mortgages, the number of foreclosures initiated on loans backed by the mortgage giants rose 21 percent from a month earlier. These figures [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/defaults-foreclosures-short-sales/2010/08/13/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>5 Reasons to Get Pre-Qualified for a Mortgage</title>
		<link>http://www.newhomessection.com/blog/pre-qualified-for-a-mortgage/2010/05/17/</link>
		<comments>http://www.newhomessection.com/blog/pre-qualified-for-a-mortgage/2010/05/17/#comments</comments>
		<pubDate>Mon, 17 May 2010 17:02:22 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Loan Approval]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[New Home Budget]]></category>
		<category><![CDATA[Pre-qualified]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=7211</guid>
		<description><![CDATA[When it comes to buying a new home, you need all the help you can get. While seemingly straightforward on paper, the process of purchasing a home is a lot more complex in practice. One of the things you can do to make home buying easier is to get pre-qualified for a mortgage. Prequalifying for [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/pre-qualified-for-a-mortgage/2010/05/17/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Rich People Can&#8217;t Get Mortgages Either</title>
		<link>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/</link>
		<comments>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 22:06:24 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[second home purchases]]></category>
		<category><![CDATA[the wealthy]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5674</guid>
		<description><![CDATA[Let me preface this by saying that I&#8217;m someone who believes the concept of credit scores and their use in America today are pretty much worthless. The idea behind credit scores is that they are supposed to let creditors know how credit worthy all of us are supposed to be. They make determinations as to [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>30-Year Fixed Mortgages Ties Record Low</title>
		<link>http://www.newhomessection.com/blog/record-low-30-year-mortgage-rates/2009/11/30/</link>
		<comments>http://www.newhomessection.com/blog/record-low-30-year-mortgage-rates/2009/11/30/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 22:20:51 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[low mortgage rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[tax credits]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5094</guid>
		<description><![CDATA[Another housing record recently made the news&#8230; Freddie Mac announced on Wednesday that the average on a 30-year fixed-rate mortgage fell to 4.78%, matching a record set in April. At the same time, they announced that the 15-year fixed rate on mortgages also fell, from 4.32% to 4.29%, its lowest reading since 1991, when Freddie [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/record-low-30-year-mortgage-rates/2009/11/30/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>FHA Purchase Loans: Don’t “Assume” You Know It All Till You Read This!</title>
		<link>http://www.newhomessection.com/blog/fha-purchase-loans-don%e2%80%99t-%e2%80%9cassume%e2%80%9d-you-know-it-all-till-you-read-this/2008/07/01/</link>
		<comments>http://www.newhomessection.com/blog/fha-purchase-loans-don%e2%80%99t-%e2%80%9cassume%e2%80%9d-you-know-it-all-till-you-read-this/2008/07/01/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 18:47:30 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[co-borrower]]></category>
		<category><![CDATA[co-signer]]></category>
		<category><![CDATA[fha loan limits]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[gift money]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[loan payments]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[perfect credit]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[sell a home]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=211</guid>
		<description><![CDATA[Guess who’s back, back again? (name that artist) It’s FHA and they are here to stay! (Hey that rhymed) It is funny how cyclical things really are and in the mortgage world we are no different. Lending practices have now repeated themselves with decreasing home prices and FHA loans becoming the save all loan that [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/fha-purchase-loans-don%e2%80%99t-%e2%80%9cassume%e2%80%9d-you-know-it-all-till-you-read-this/2008/07/01/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Another Rate Cut Might Not Be Enough</title>
		<link>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/</link>
		<comments>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/#comments</comments>
		<pubDate>Wed, 23 Jan 2008 19:33:44 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[adjustable rate loan]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[fixed rates]]></category>
		<category><![CDATA[interest only loan]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinancing]]></category>
		<guid isPermaLink="false">http://newhomessection.com/blog/real-estate/another-rate-cut-might-not-be-enough/</guid>
		<description><![CDATA[I might be a little off here but I think we need to stop announcing that there will be further interest rate cuts every time we cut rates. This keeps people on the sidelines and away from buying or refinancing their homes. I like that we have low interest rates but am not convinced that [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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