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	<title>New Homes Section &#187; Home Loans</title>
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	<link>http://www.newhomessection.com/blog</link>
	<description>New Homes blog with information about new homes and home builders</description>
	<lastBuildDate>Thu, 09 Feb 2012 21:34:16 +0000</lastBuildDate>
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		<title>The HAMP Program is Not Living Up to Expectations</title>
		<link>http://www.newhomessection.com/blog/hamp-not-living-up-to-expectations/2010/09/10/</link>
		<comments>http://www.newhomessection.com/blog/hamp-not-living-up-to-expectations/2010/09/10/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 16:47:05 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Qualifying Borrowers]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=8706</guid>
		<description><![CDATA[The Federal Government&#8217;s $50 billion Home Affordable Modification Program, better known as HAMP, is not living up to expectations. When the Obama administration announced plans to implement the program 18 months ago, expectations were high. After all, the program was predicted to help up to four millions homeowners across the nation by modifying their troubled [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Stricter FHA Rules Could Stall Recovery Efforts</title>
		<link>http://www.newhomessection.com/blog/stricter-fha-rules/2010/03/16/</link>
		<comments>http://www.newhomessection.com/blog/stricter-fha-rules/2010/03/16/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 00:30:03 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[Homeonwers]]></category>
		<category><![CDATA[Stricter FHA Standards]]></category>
		<category><![CDATA[Subprime Lending]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=6559</guid>
		<description><![CDATA[Some economists are in agreement that new tougher guidelines that are being implemented by the FHA could slow the amount of new mortgages that the federal agency is willing to back. This development could leave many potential new buyers little to no alternative options for what was once considered sub-prime lending. Many buyers relied upon [...]]]></description>
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		<slash:comments>11</slash:comments>
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		<title>Factors To Consider For The 2010 Housing Market</title>
		<link>http://www.newhomessection.com/blog/factors-to-consider-for-the-2010-housing-market/2010/01/04/</link>
		<comments>http://www.newhomessection.com/blog/factors-to-consider-for-the-2010-housing-market/2010/01/04/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 17:41:12 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[housing prices]]></category>
		<category><![CDATA[HSH Associates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[tax incentives]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5364</guid>
		<description><![CDATA[HSH Associates, a consumer loan information company out of New Jersey, has released a report called The Ten Most Important Factors for 2010&#8242;s Mortgage Market. Here are their top 10 factors for 2010: 1. A Changing Regulatory Environment. 2. A Consumer Finance Protection Agency is coming. 3. Federal Mortgage and Housing Support Programs will end. [...]]]></description>
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		<slash:comments>11</slash:comments>
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		<title>Another Rate Cut Might Not Be Enough</title>
		<link>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/</link>
		<comments>http://www.newhomessection.com/blog/another-rate-cut-might-not-be-enough/2008/01/23/#comments</comments>
		<pubDate>Wed, 23 Jan 2008 19:33:44 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[adjustable rate loan]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[fixed rates]]></category>
		<category><![CDATA[interest only loan]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinancing]]></category>
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		<description><![CDATA[I might be a little off here but I think we need to stop announcing that there will be further interest rate cuts every time we cut rates. This keeps people on the sidelines and away from buying or refinancing their homes. I like that we have low interest rates but am not convinced that [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>What is a Reverse Mortgage Home Loan</title>
		<link>http://www.newhomessection.com/blog/what-is-a-reverse-mortgage-home-loan/2008/01/04/</link>
		<comments>http://www.newhomessection.com/blog/what-is-a-reverse-mortgage-home-loan/2008/01/04/#comments</comments>
		<pubDate>Fri, 04 Jan 2008 08:05:14 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[qualified loan]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[traditional mortgage]]></category>
		<guid isPermaLink="false">http://newhomessection.com/blog/loans/what-is-a-reverse-mortgage-home-loan/</guid>
		<description><![CDATA[There are hundreds, if not more, different types of home loans available today. Most home loans result in you putting up your home’s equity in exchange for money. You then make monthly payments to the lender to pay back the money and in turn slowly build your home’s equity back up. With a reverse mortgage [...]]]></description>
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		<slash:comments>5</slash:comments>
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