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	<title>New Homes Section &#187; fha</title>
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	<link>http://www.newhomessection.com/blog</link>
	<description>New Homes blog with information about new homes and home builders</description>
	<lastBuildDate>Thu, 09 Feb 2012 21:34:16 +0000</lastBuildDate>
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		<title>Existing Home Sales Down In December</title>
		<link>http://www.newhomessection.com/blog/home-sales-down-in-december/2010/01/28/</link>
		<comments>http://www.newhomessection.com/blog/home-sales-down-in-december/2010/01/28/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 17:29:28 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[national association of realtors]]></category>
		<category><![CDATA[tax credit]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5725</guid>
		<description><![CDATA[The National Association of Realtors released figures saying that the sales of existing homes decreased 16.7% in December. They had expected home sales to be down because traditionally around this time of the year home sales drop off, but they hadn&#8217;t expected the percent to be as high as it was. The belief is that [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Rich People Can&#8217;t Get Mortgages Either</title>
		<link>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/</link>
		<comments>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 22:06:24 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[second home purchases]]></category>
		<category><![CDATA[the wealthy]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5674</guid>
		<description><![CDATA[Let me preface this by saying that I&#8217;m someone who believes the concept of credit scores and their use in America today are pretty much worthless. The idea behind credit scores is that they are supposed to let creditors know how credit worthy all of us are supposed to be. They make determinations as to [...]]]></description>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Buy and Bail and FHA’s Response</title>
		<link>http://www.newhomessection.com/blog/buy-and-bail-and-fha%e2%80%99s-response/2008/09/25/</link>
		<comments>http://www.newhomessection.com/blog/buy-and-bail-and-fha%e2%80%99s-response/2008/09/25/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 16:32:18 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[buy and bail]]></category>
		<category><![CDATA[closing date]]></category>
		<category><![CDATA[co-borrower]]></category>
		<category><![CDATA[existing home]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[fha loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[lease agreement]]></category>
		<category><![CDATA[loan eligibility]]></category>
		<category><![CDATA[loan officer]]></category>
		<category><![CDATA[loan qualifications]]></category>
		<category><![CDATA[mortgage info]]></category>
		<category><![CDATA[mortgage professional]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[rental agreements]]></category>
		<category><![CDATA[rental income]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=398</guid>
		<description><![CDATA[So wouldn’t you know FHA found that the original rule for Buy and Bail was a little too steep and left many homeowners stuck in their home with no other course of action than to sell or head towards foreclosure. If you are not quite sure what Buy and Bail means see my other articles [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Buy and Bail:  Making The Rule Work For You. Part II</title>
		<link>http://www.newhomessection.com/blog/buy-and-bail-making-the-rule-work-for-you-part-ii/2008/09/15/</link>
		<comments>http://www.newhomessection.com/blog/buy-and-bail-making-the-rule-work-for-you-part-ii/2008/09/15/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 16:39:29 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[bank loan]]></category>
		<category><![CDATA[brent lane]]></category>
		<category><![CDATA[buy and bail]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[home loan information]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[real estate owned]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[the lane group]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=371</guid>
		<description><![CDATA[If you missed Part I of this post you should read it because this rant may not mean too much to you without it. Sometimes the housing market can be a bit much for people and they get frustrated. Let’s see one persons opinion and let me know if you share her thoughts. HI Brent [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>FHA Loans: Down Payment Assistance Programs</title>
		<link>http://www.newhomessection.com/blog/fha-loans-down-payment-assistance-programs/2008/07/31/</link>
		<comments>http://www.newhomessection.com/blog/fha-loans-down-payment-assistance-programs/2008/07/31/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 16:53:56 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[100% financing]]></category>
		<category><![CDATA[brent lane]]></category>
		<category><![CDATA[buy a house]]></category>
		<category><![CDATA[buy and bail]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[down payment assistance program]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[housing bill 2008]]></category>
		<category><![CDATA[nehemiah]]></category>
		<category><![CDATA[new housing bill]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[the lane group]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=253</guid>
		<description><![CDATA[So you want to buy a house and you have little or no money for a down payment! You ask a relative for support and you get little in the way as a positive response. What options are you left with? Well for the savvy homebuyer you know that you are limited when it comes [...]]]></description>
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		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Insurance Updates&#8230; Will this Increase Your Monthly Payment?</title>
		<link>http://www.newhomessection.com/blog/fha-mortgage-insurance-updates-will-this-increase-your-monthly-payment/2008/07/14/</link>
		<comments>http://www.newhomessection.com/blog/fha-mortgage-insurance-updates-will-this-increase-your-monthly-payment/2008/07/14/#comments</comments>
		<pubDate>Mon, 14 Jul 2008 23:55:49 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[fha mortgage insurance]]></category>
		<category><![CDATA[FHA Mortgage Insurance Update]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=243</guid>
		<description><![CDATA[It’s July 14th 2008 and starting today you will see some updates to FHA Mortgage Insurance. (Risk based Premiums) This should have an interesting impact on the Real Estate Market because for the first time there will be a sliding scale for those with less that perfect credit. If you have less than perfect credit [...]]]></description>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Insurance Changes Just Made This Mortgage Over Priced!</title>
		<link>http://www.newhomessection.com/blog/fha-mortgage-insurance-changes-just-made-this-mortgage-over-priced/2008/07/08/</link>
		<comments>http://www.newhomessection.com/blog/fha-mortgage-insurance-changes-just-made-this-mortgage-over-priced/2008/07/08/#comments</comments>
		<pubDate>Tue, 08 Jul 2008 16:38:30 +0000</pubDate>
		<dc:creator>Brent Lane - Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[brent lane]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[fha loan]]></category>
		<category><![CDATA[fha mortgage]]></category>
		<category><![CDATA[fha mortgage insurance]]></category>
		<category><![CDATA[insurance premium]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[the lane group]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=219</guid>
		<description><![CDATA[I always tell my clients, “FHA Mortgages are the most expensive loans to close when it comes to closing costs!” The reason for this is that FHA has mandatory Mortgage Insurance! FHA loans were always known for their ability to help those buyers and homeowners with low credit scores to qualify for a mortgage. The [...]]]></description>
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		<slash:comments>15</slash:comments>
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