Comments on: FHA Loans: Down Payment Assistance Programs

By: mario@ 1 hour loans

mario@ 1 hour loans — Sun, 14 Feb 2010 23:50:53 +0000

Because of bad policies and other circumstances, including foreclosures, prices of homes have been falling lately. But what might be even worse than bad policies is the use large banks are making of their leeway in matter of credit management. Instead of loans, they are investing in buying their competitors, failing or not.

This is not the best of environments for real estate prosperity.
mario@ 1 hour loans´s last blog ..This is a KeywordLuv, CommentLuv, TopCommentator DoFollow Blog

By: Career Placement Test

Career Placement Test — Tue, 12 Jan 2010 20:02:08 +0000

It has been my experience that you not ask a family or friend. Things can get turned over and before you know it everything is in upheaval.
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By: sandrar

sandrar — Thu, 10 Sep 2009 13:37:05 +0000

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By: Loan modifications

Loan modifications — Sun, 19 Jul 2009 08:13:44 +0000

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By: FHA loan

FHA loan — Mon, 08 Jun 2009 10:10:34 +0000

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By: Scott

Scott — Wed, 28 Jan 2009 03:25:36 +0000

I don't think realtors know enought about FHA to present it properly. I am an advocate of it and it has made my real estate job much easier. Many people have the "hold your cash" mentality so a lot are comfortable with 3% down and higher closing costs. Scotts last blog post..Search Hudson County MLS

By: rob@taux hypotheque

rob@taux hypotheque — Wed, 12 Nov 2008 22:27:58 +0000

Can you still find down payments programs now that it is after october 2008. hmm

By: Loans Mortgages

Loans Mortgages — Thu, 14 Aug 2008 11:34:59 +0000

Hey,I think the DPA programs will have to be brought back to get us out of this mess. I do think they need to be revamped and based more on credit worthiness.

By: James Houston Homes

James Houston Homes — Wed, 13 Aug 2008 19:30:42 +0000

This was the biggest mistake of this legislative session which we all know has had many a blunders. I think the DPA programs will have to be brought back to get us out of this mess. I do think they need to be revamped and based more on credit worthiness. Even though the rates of default are much higher for those that implement this program it still allowed for many deserving families to get that foot in the door.

They better expand governmental down payment assistance programs or redesign these program to allow acceptance of them based on credit worthiness of the buyer or they will have put lower class working families further behind the 8 ball.

By: single mom

single mom — Tue, 12 Aug 2008 23:44:36 +0000

I was really appalled to hear about HR 3221 and the ramifications it holds. I do not believe these assistance programs were the cause of the current real estate market, or lack of it. I do not assume to know the intricacies of the mortgage business. What I DO KNOW is that thousands of families would have been eliminated from owning a home if it weren’t for the DPA programs including myself. I am about to close on my first home and will be eternally grateful for their assistance.