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	<title>New Homes Section &#187; Home Loans</title>
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	<link>http://www.newhomessection.com/blog</link>
	<description>New Homes blog with information about new homes and home builders</description>
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		<title>Relief for Underwater Homeowners Expected from Major Federal Housing Initiative</title>
		<link>http://www.newhomessection.com/blog/relief-for-underwater-homeowners-expected-from-major-federal-housing-initiative/2011/12/05/</link>
		<comments>http://www.newhomessection.com/blog/relief-for-underwater-homeowners-expected-from-major-federal-housing-initiative/2011/12/05/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 19:08:37 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[loan-to-value ratios]]></category>
		<category><![CDATA[LTV ratios]]></category>
		<category><![CDATA[revised HARP program]]></category>
		<category><![CDATA[Underwater homeowners]]></category>
		<category><![CDATA[underwater homeowners assistance]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12526</guid>
		<description><![CDATA[Fannie Mae and Freddie Mac, the nation’s largest home loan underwriters, recently announced changes to a major federal housing initiative, aimed at providing more assistance to underwater homeowners looking to refinance. The changes were announced for the Home Affordable Refinancing Program (HARP), which was launched two years ago to help struggling homeowners stay in their [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>FHA: The Next Big Bailout?</title>
		<link>http://www.newhomessection.com/blog/fha-the-next-big-bailout/2011/11/23/</link>
		<comments>http://www.newhomessection.com/blog/fha-the-next-big-bailout/2011/11/23/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 21:43:24 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Federal Housing Administration bailout]]></category>
		<category><![CDATA[FHA bailout]]></category>
		<category><![CDATA[independent auditor report]]></category>
		<category><![CDATA[underwater and delinquent borrowers]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12454</guid>
		<description><![CDATA[The big banks, General Motors, Fannie Mae, Freddie Mac&#8230; and now the Federal Housing Administration? Indeed, another bailout may soon be in the works for the housing industry, at least according to a recent government audit report. The bad news comes from an independent auditor report, which found that the Federal Housing Administration (FHA) is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Government-Backed Loans: House to Decide Fate of Loan Limits</title>
		<link>http://www.newhomessection.com/blog/government-backed-loans-house-to-decide-fate-of-loan-limits/2011/11/07/</link>
		<comments>http://www.newhomessection.com/blog/government-backed-loans-house-to-decide-fate-of-loan-limits/2011/11/07/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 17:42:30 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[affordable home financing]]></category>
		<category><![CDATA[government-backed mortgage loans]]></category>
		<category><![CDATA[landsliding foreclosures]]></category>
		<category><![CDATA[limits on mortgages]]></category>
		<category><![CDATA[loan limits]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12297</guid>
		<description><![CDATA[The fate of limits on government-backed mortgage loans remained in limbo this week, as House members debate the merits and drawbacks of government&#8217;s role in the housing market. The Senate recently passed a spending bill that would re-raise the limits on mortgages that could be backed by government mortgage giants Fannie Mae, Freddie Mac and [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>Repaying the First Time Home Buyer Tax Credit</title>
		<link>http://www.newhomessection.com/blog/repaying-the-first-time-homebuyer-tax-credit/2011/02/07/</link>
		<comments>http://www.newhomessection.com/blog/repaying-the-first-time-homebuyer-tax-credit/2011/02/07/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 00:11:11 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[2008 First-Time Home Buyer Credit]]></category>
		<category><![CDATA[2010 First Year of Repayment]]></category>
		<category><![CDATA[2010 Tax Return]]></category>
		<category><![CDATA[CP03A Notice]]></category>
		<category><![CDATA[Form 5405]]></category>
		<category><![CDATA[Repaid Over 15 Years]]></category>
		<category><![CDATA[Repaying Tax Credit]]></category>
		<category><![CDATA[Repaying Your First-Time Home Buyer Credit]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=10064</guid>
		<description><![CDATA[As homeowners across the country begin to prepare their filings for the 2010 tax year, some households will begin repaying Uncle Sam, as the 2008 first-time home buyer tax credit starts to come due. The credit—not to be confused with the home buyer credits offered in 2009 and 2010—was available to first-time home buyers who [...]]]></description>
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		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Government Requiring Lenders To Also Invest in Your Home</title>
		<link>http://www.newhomessection.com/blog/qualified-residential-mortgage/2011/02/04/</link>
		<comments>http://www.newhomessection.com/blog/qualified-residential-mortgage/2011/02/04/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 19:20:47 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Dodd-Frank Financial Reform Act]]></category>
		<category><![CDATA[Down Payment Percentage]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[QRM]]></category>
		<category><![CDATA[qualified residential mortgage]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=10056</guid>
		<description><![CDATA[As lawmakers in Washington continue to wrangle over reform for the mortgage and finance industries, the outcome of one particular debate may have serious and direct consequences for future home buyers. The ongoing discussion, framed around a provision in the recent Dodd-Frank financial reform act, may set new standards for lending, further tightening an already-constricted [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Much Home Do I Qualify For</title>
		<link>http://www.newhomessection.com/blog/how-much-home-do-i-qualify-for/2011/01/03/</link>
		<comments>http://www.newhomessection.com/blog/how-much-home-do-i-qualify-for/2011/01/03/#comments</comments>
		<pubDate>Mon, 03 Jan 2011 20:46:37 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Reality Computations]]></category>
		<category><![CDATA[Unvetted Mortgages]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=9685</guid>
		<description><![CDATA[Estimating how much you can spend on a home has gotten a lot harder with the swing in the market and all of the new rules that have emerged. Prior to the housing market crash all it took for a person to get a loan was for them to provide an estimate of how much [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/how-much-home-do-i-qualify-for/2011/01/03/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Second Mortgages Hinder the Ability for Borrowers to Short Sale Properties</title>
		<link>http://www.newhomessection.com/blog/second-mortgages-hinder-short-sale-properties/2010/12/30/</link>
		<comments>http://www.newhomessection.com/blog/second-mortgages-hinder-short-sale-properties/2010/12/30/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 17:20:26 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Mortgage Security]]></category>
		<category><![CDATA[Second Mortage]]></category>
		<category><![CDATA[short sale]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=9673</guid>
		<description><![CDATA[Within the last couple of years, many real estate agents, mortgage servicers, lenders and federal policy makers have tried to push forward the use of short sales as one way to jump start the recovery of the nation&#8217;s struggling housing market while also helping distressed borrowers avoid foreclosure. However, if these borrowers took out a [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/second-mortgages-hinder-short-sale-properties/2010/12/30/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Market Foreclosures and What They Mean for you</title>
		<link>http://www.newhomessection.com/blog/market-foreclosures/2010/12/21/</link>
		<comments>http://www.newhomessection.com/blog/market-foreclosures/2010/12/21/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 23:36:48 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Foreclsoures]]></category>
		<category><![CDATA[Housing Bubble]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Housing Update]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=9618</guid>
		<description><![CDATA[The past couple of years have seen a market flush with foreclosures and what that means for the typical consumer is that they can usually find a lot of homes for sale a great prices. Many Americans have seen the foreclosure signs go up all over their neighborhoods and the end result has been a [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2010 Year End Housing Industry Update</title>
		<link>http://www.newhomessection.com/blog/housing-industry-update/2010/12/14/</link>
		<comments>http://www.newhomessection.com/blog/housing-industry-update/2010/12/14/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 00:23:56 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[housing industry]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=9581</guid>
		<description><![CDATA[The housing market is still getting battered. Inventories are going to increase, home prices are down, the sale of new and existing homes are down, the federal government wants to reduce tax deductions on mortgage interest, construction is still limping and mortgage rates are rising. The foreclosure mess surrounding the integrity of the foreclosure process [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Fannie Mae and Freddie Mac Will Continue to Cost Us Money</title>
		<link>http://www.newhomessection.com/blog/fannie-mae-and-freddie-mac-will-continue-to-cost-us-money/2010/12/10/</link>
		<comments>http://www.newhomessection.com/blog/fannie-mae-and-freddie-mac-will-continue-to-cost-us-money/2010/12/10/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 22:52:01 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[mortgage help]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=9571</guid>
		<description><![CDATA[The government regulated mortgage giants Fannie Mae and Freddie Mac are going to continue to cost taxpayers billions of dollars. According to the FHFA, Fannie and Freddie will require $154 billion in taxpayers&#8217; money. There is also a chance that Fannie and Freddie could cost the nation&#8217;s taxpayers almost twice that of the $135 billion [...]]]></description>
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		<slash:comments>8</slash:comments>
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