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	<title>New Homes Section Blog &#187; Home Loans</title>
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	<description>New Home and Home Builder Information</description>
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		<title>Stricter FHA Rules Could Stall Recovery Efforts</title>
		<link>http://www.newhomessection.com/blog/stricter-fha-rules/2010/03/16/</link>
		<comments>http://www.newhomessection.com/blog/stricter-fha-rules/2010/03/16/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 00:30:03 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[Homeonwers]]></category>
		<category><![CDATA[Stricter FHA Standards]]></category>
		<category><![CDATA[Subprime Lending]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=6559</guid>
		<description><![CDATA[Some economists are in agreement that new tougher guidelines that are being implemented by the FHA could slow the amount of new mortgages that the federal agency is willing to back. This development could leave many potential new buyers little to no alternative options for what was once considered sub-prime lending.
Many buyers relied upon the [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Fed Might Sell Mortgage Backed Securities</title>
		<link>http://www.newhomessection.com/blog/us-central-bank-should-sell-its-mortgage-backed-securities/2010/03/08/</link>
		<comments>http://www.newhomessection.com/blog/us-central-bank-should-sell-its-mortgage-backed-securities/2010/03/08/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 23:37:13 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[government selling mortgage backed securities]]></category>
		<category><![CDATA[MBS]]></category>
		<category><![CDATA[mortgage backed securities]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=6493</guid>
		<description><![CDATA[By the end of March, the U.S. plans to complete its purchase of $1.25 trillion in mortgage backed securities (MBS). Hopefully, they&#8217;ll start slowly selling those securities this year, in an effort to increase liquidity and decrease their balance sheet, which is currently in excess of $2 trillion.
James Bullard, the current president of the Federal [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/us-central-bank-should-sell-its-mortgage-backed-securities/2010/03/08/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Making Home Affordable Plan Threatens Housing Recovery</title>
		<link>http://www.newhomessection.com/blog/house-recovery-threatened/2010/02/26/</link>
		<comments>http://www.newhomessection.com/blog/house-recovery-threatened/2010/02/26/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 18:08:04 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[Foreclosures 2010]]></category>
		<category><![CDATA[Home Values Decline]]></category>
		<category><![CDATA[Housing Recovery Threatened]]></category>
		<category><![CDATA[Making Home Affordable]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=6336</guid>
		<description><![CDATA[A record number of households were threatened by foreclosure in 2009. According to Realtytrac Inc, an estimated 2.8 million households across the nation were in jeopardy of being foreclosed on. These figures show a rise of more than 20% from 2008. Realtytrac is expecting another record number of households facing possible foreclosure in 2010.
Currently home [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/house-recovery-threatened/2010/02/26/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Enacts Tougher Standards for Home Loans</title>
		<link>http://www.newhomessection.com/blog/tougher-standards-for-home-loans-2/2010/02/25/</link>
		<comments>http://www.newhomessection.com/blog/tougher-standards-for-home-loans-2/2010/02/25/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 17:25:42 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[First Time Homebuyer]]></category>
		<category><![CDATA[Tougher Standards For Home Loans]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=6317</guid>
		<description><![CDATA[As the foreclosure rate raises the Federal Housing Administration (FHA) losses rise too and because of this the FHA has enacted tougher lending standards and higher fees in order to avoid a payer bailout.
The FHA is a vital part of the nation’s housing market considering that the FHA insures nearly 30% of new home loans [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/tougher-standards-for-home-loans-2/2010/02/25/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Stimulus Expiration Could Spell Trouble for 2010 Home Sales</title>
		<link>http://www.newhomessection.com/blog/stimulus-expiration-could-slow-home-sales/2010/02/01/</link>
		<comments>http://www.newhomessection.com/blog/stimulus-expiration-could-slow-home-sales/2010/02/01/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 00:34:32 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[federal government]]></category>
		<category><![CDATA[federal housing administration]]></category>
		<category><![CDATA[housing sales]]></category>
		<category><![CDATA[mortgage backed securities]]></category>
		<category><![CDATA[stimulus package]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5862</guid>
		<description><![CDATA[With the measure created by the federal government to help increase home sales set to expire and lending standards expected to become stricter and tougher in 2010, we will soon see whether the housing market is strong enough to stand on its own.
The Obama Administration introduced a federal tax credit for first-time homebuyers back in [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Mortgage Defaults Drop in California</title>
		<link>http://www.newhomessection.com/blog/mortgage-defaults-drop-in-california/2010/01/29/</link>
		<comments>http://www.newhomessection.com/blog/mortgage-defaults-drop-in-california/2010/01/29/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 18:47:06 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[bank loans]]></category>
		<category><![CDATA[California housing market]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[home defaults]]></category>
		<category><![CDATA[housing statistics]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[MDA Dataquick]]></category>
		<category><![CDATA[TARP]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5797</guid>
		<description><![CDATA[Finally some good news for the California housing market. The research firm MDA DataQuick came out with numbers showing that defaults on mortgages in the state fell 24.3% in the fourth quarter of 2009 from the third quarter. They said this was a sign that banks are working with borrowers to help them pay their [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Rich People Can&#8217;t Get Mortgages Either</title>
		<link>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/</link>
		<comments>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 22:06:24 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[second home purchases]]></category>
		<category><![CDATA[the wealthy]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5674</guid>
		<description><![CDATA[Let me preface this by saying that I&#8217;m someone who believes the concept of credit scores and their use in America today are pretty much worthless. The idea behind credit scores is that they are supposed to let creditors know how credit worthy all of us are supposed to be. They make determinations as to [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/rich-people-cant-get-mortgages-either/2010/01/25/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Factors To Consider For The 2010 Housing Market</title>
		<link>http://www.newhomessection.com/blog/factors-to-consider-for-the-2010-housing-market/2010/01/04/</link>
		<comments>http://www.newhomessection.com/blog/factors-to-consider-for-the-2010-housing-market/2010/01/04/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 17:41:12 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[housing prices]]></category>
		<category><![CDATA[HSH Associates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[tax incentives]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5364</guid>
		<description><![CDATA[HSH Associates, a consumer loan information company out of New Jersey, has released a report called The Ten Most Important Factors for 2010&#8217;s Mortgage Market. Here are their top 10 factors for 2010:
1. A Changing Regulatory Environment.
2. A Consumer Finance Protection Agency is coming.
3. Federal Mortgage and Housing Support Programs will end.
4. Home-Buying Tax Incentives [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/factors-to-consider-for-the-2010-housing-market/2010/01/04/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Loan Modifications Update &amp; What they Are</title>
		<link>http://www.newhomessection.com/blog/loan-modifications-update/2009/12/16/</link>
		<comments>http://www.newhomessection.com/blog/loan-modifications-update/2009/12/16/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 23:36:21 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate Resources]]></category>
		<category><![CDATA[home loan modification program]]></category>
		<category><![CDATA[home loan modifications]]></category>
		<category><![CDATA[how many home loans have been modified]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[qualifications for the mortgage modification program]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5239</guid>
		<description><![CDATA[Loan modifications are at the core of the federal governments strategy to help slow the constant onslaught of foreclosures that are destroying home values across the nation. They are an integral part of the $75 billion Making Home Affordable plan which has the sole purpose of slowing the rapid number of foreclosures flooding the nation&#8217;s [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/loan-modifications-update/2009/12/16/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Foreclosures Down 8% In November</title>
		<link>http://www.newhomessection.com/blog/foreclosures-down-8-in-november/2009/12/10/</link>
		<comments>http://www.newhomessection.com/blog/foreclosures-down-8-in-november/2009/12/10/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 23:19:42 +0000</pubDate>
		<dc:creator>Mitch</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[home markets]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[repossessions]]></category>

		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=5187</guid>
		<description><![CDATA[Is this finally good news?  According to RealtyTrac, foreclosures fell 8% in November from October, continuing a four month trend which has seen foreclosures falling each month, though at much smaller percentages. That 8% in November equates to around 306,000 actual new foreclosures listed.
At the same time, even with the fall, the number of [...]]]></description>
		<wfw:commentRss>http://www.newhomessection.com/blog/foreclosures-down-8-in-november/2009/12/10/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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