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	<title>New Homes Section &#187; Home Financing</title>
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	<link>http://www.newhomessection.com/blog</link>
	<description>New Homes blog with information about new homes and home builders</description>
	<lastBuildDate>Thu, 09 Feb 2012 21:34:16 +0000</lastBuildDate>
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		<title>Mortgage Servicers Under Fire, Not Only by the Obama Administration</title>
		<link>http://www.newhomessection.com/blog/mortgage-servicers-under-fire-not-only-by-the-obama-administration/2012/02/09/</link>
		<comments>http://www.newhomessection.com/blog/mortgage-servicers-under-fire-not-only-by-the-obama-administration/2012/02/09/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 21:34:16 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Ally Financial]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[citigroup]]></category>
		<category><![CDATA[J.P. Morgan Chase]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Mortgage Servicers]]></category>
		<category><![CDATA[Robo Signing Lawsuits]]></category>
		<category><![CDATA[Robo-signing]]></category>
		<category><![CDATA[Wells Fargo]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=13020</guid>
		<description><![CDATA[Representatives of the Obama Administration have been accusing banks and lenders of failing to properly refinance mortgage loans that would allow tens-of-thousands of homeowners to remain in their houses. A lawsuit has been filed against the five largest mortgage servicers, in the first government lawsuit against them for alleged improper foreclosure practices including robo-signing. The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Relief for Underwater Homeowners Expected from Major Federal Housing Initiative</title>
		<link>http://www.newhomessection.com/blog/relief-for-underwater-homeowners-expected-from-major-federal-housing-initiative/2011/12/05/</link>
		<comments>http://www.newhomessection.com/blog/relief-for-underwater-homeowners-expected-from-major-federal-housing-initiative/2011/12/05/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 19:08:37 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[loan-to-value ratios]]></category>
		<category><![CDATA[LTV ratios]]></category>
		<category><![CDATA[revised HARP program]]></category>
		<category><![CDATA[Underwater homeowners]]></category>
		<category><![CDATA[underwater homeowners assistance]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12526</guid>
		<description><![CDATA[Fannie Mae and Freddie Mac, the nation’s largest home loan underwriters, recently announced changes to a major federal housing initiative, aimed at providing more assistance to underwater homeowners looking to refinance. The changes were announced for the Home Affordable Refinancing Program (HARP), which was launched two years ago to help struggling homeowners stay in their [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>NHS Check-in: Housing Finance Reform</title>
		<link>http://www.newhomessection.com/blog/nhs-check-in-housing-finance-reform/2011/11/09/</link>
		<comments>http://www.newhomessection.com/blog/nhs-check-in-housing-finance-reform/2011/11/09/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 17:29:20 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[government’s mortgage strongholds]]></category>
		<category><![CDATA[Housing Finance]]></category>
		<category><![CDATA[housing finance reform]]></category>
		<category><![CDATA[refinance at current mortgage rates]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12040</guid>
		<description><![CDATA[While Americans have wiled away the summer eating hot dogs, hitting the beach, and worrying about their plummeting stock portfolios, Congress has continued to churn out policy suggestions meant to shape the face of housing finance reform in the United States. And while all parties seem to agree that reform is needed, that unity seems [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Mortgage Rates Plumb Historic Lows</title>
		<link>http://www.newhomessection.com/blog/mortgage-rates-plumb-historic-lows/2011/10/13/</link>
		<comments>http://www.newhomessection.com/blog/mortgage-rates-plumb-historic-lows/2011/10/13/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 21:47:32 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[15-year fixed mortgages]]></category>
		<category><![CDATA[30-year fixed rate mortgages]]></category>
		<category><![CDATA[stimulus program of the Federal Reserve]]></category>
		<category><![CDATA[Weekly Primary Mortgage Market Survey]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12106</guid>
		<description><![CDATA[Rates for 15-year fixed mortgages now stand at 3.26 percent, another record low. The numbers, which are released weekly by national mortgage giant Freddie Mac, are the result of the agency's...]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>HAMP Update: Still Struggling, But Progress Made</title>
		<link>http://www.newhomessection.com/blog/hamp-update-still-struggling-but-progress-made/2011/10/07/</link>
		<comments>http://www.newhomessection.com/blog/hamp-update-still-struggling-but-progress-made/2011/10/07/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 17:18:21 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[assisted homeowners]]></category>
		<category><![CDATA[department of housing and urban development]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[home affordable modification program]]></category>
		<category><![CDATA[Housing Scorecard]]></category>
		<category><![CDATA[struggling homeowners]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=12084</guid>
		<description><![CDATA[The latest numbers on the federal government’s main foreclosure prevention initiative show mixed success for the struggling program, which has long been criticized for its apparent ineffectiveness in the wake of the housing bust. The most recent Housing Scorecard, a monthly review and assessment of the housing industry and associated assistance programs, issued jointly by [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What the Fed Said: Twisting Rates to Turn on Housing?</title>
		<link>http://www.newhomessection.com/blog/what-the-fed-said-twisting-rates-to-turn-on-housing/2011/09/26/</link>
		<comments>http://www.newhomessection.com/blog/what-the-fed-said-twisting-rates-to-turn-on-housing/2011/09/26/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 16:56:10 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Federal Open Market Committee]]></category>
		<category><![CDATA[mortgage backed securities]]></category>
		<category><![CDATA[Operation Twist]]></category>
		<category><![CDATA[refinancing]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=11982</guid>
		<description><![CDATA[While you may not know your long bonds from your long johns, the truth is that if you’re interested in housing, you will want to pay attention to the economic fallout from the Fed’s latest move.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Reforming Fannie and Freddie: A Mid-Year Check-In</title>
		<link>http://www.newhomessection.com/blog/reforming-fannie-and-freddie-a-mid-year-check-in/2011/07/22/</link>
		<comments>http://www.newhomessection.com/blog/reforming-fannie-and-freddie-a-mid-year-check-in/2011/07/22/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 16:27:01 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home finance]]></category>
		<category><![CDATA[House Republicans]]></category>
		<category><![CDATA[housing finance reform]]></category>
		<category><![CDATA[housing industry]]></category>
		<category><![CDATA[housing market]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=11583</guid>
		<description><![CDATA[Despite seeing housing finance reform as a major item on the Congressional agenda, the likelihood of reform legislation passing in the near future seems unlikely, hindered by a volatile mix of competing financial priorities, a lack of political will, and old-fashioned DC-style politics. The fate of Fannie Mae and Freddie Mac—the now-government held mortgage underwriters [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Check-In: Fate of the 30-Year Mortgage</title>
		<link>http://www.newhomessection.com/blog/check-in-fate-of-the-30-year-mortgage/2011/07/09/</link>
		<comments>http://www.newhomessection.com/blog/check-in-fate-of-the-30-year-mortgage/2011/07/09/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 18:33:14 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[30-Year Mortgage]]></category>
		<category><![CDATA[expensive mortgages]]></category>
		<category><![CDATA[mortgage crisis]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[mortgage securities]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=11490</guid>
		<description><![CDATA[Discussion and debate on housing finance reform continues on Capitol Hill, with a number of legislative initiatives and committee reports putting forward ideas on how to prevent a repeat of 2008’s massive fiscal crisis. Driven by a tailspin in the mortgage markets, the “Great Recession” continues to dampen economic growth, and has fundamentally altered the [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Resurgence of the ARM</title>
		<link>http://www.newhomessection.com/blog/resurgence-of-the-arm/2011/06/11/</link>
		<comments>http://www.newhomessection.com/blog/resurgence-of-the-arm/2011/06/11/#comments</comments>
		<pubDate>Sat, 11 Jun 2011 20:41:33 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[housing boom]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Weekly Primary Mortgage Market Survey]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=11307</guid>
		<description><![CDATA[Home buyers lured into the marketplace by historically low interest rates have yet another financing decision on their plates, now that the adjustable rate mortgage (ARM) is showing a resurgence in popularity across the country. Once the vilified scapegoat of the recent subprime housing debacle, some of today’s homebuyers are crunching the numbers and finding that [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The Economic Outlook Report is Optimistic About The Housings Future</title>
		<link>http://www.newhomessection.com/blog/the-economic-outlook-report/2011/05/23/</link>
		<comments>http://www.newhomessection.com/blog/the-economic-outlook-report/2011/05/23/#comments</comments>
		<pubDate>Mon, 23 May 2011 20:34:22 +0000</pubDate>
		<dc:creator>JaysonNHS</dc:creator>
				<category><![CDATA[Home Financing]]></category>
		<category><![CDATA[Economics & Mortgage Analysis Group]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Signs of Growth]]></category>
		<category><![CDATA[The Economic Outlook Report]]></category>
		<guid isPermaLink="false">http://www.newhomessection.com/blog/?p=11256</guid>
		<description><![CDATA[Despite the recent drumbeat of negativity regarding the housing market, mortgage giant Fannie Mae is sticking by its forecast for positive growth in the national economy for the remainder of 2011. The Economic Outlook report, released Friday by Fannie Mae’s Economics &#038; Mortgage Analysis Group, points to a number of factors for burgeoning optimism, including [...]]]></description>
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		<slash:comments>7</slash:comments>
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